American Express is planning to overhaul its Serve mobile payment platform considerably in the near future, which includes adding all of its prepaid card products to the service. In fact, the product was originally launched to Serve, which was originally planned as a type of account that was targeted specifically to consumers who would otherwise not be able to qualify for AmEx c redit cards or charge cards. [Free Resource: Check your credit for free before applying for a credit card ] When Serve was originally released, AmEx also started issuing other prepaid cards which bore fewer fees, the report said. But soon, all the company’s prepaid products will fall under the Serve umbrella. Serve will also be able to be used in much the same way as other digital wallet payment platforms, in that it could be used at the point of sale to make purchases. Similar to eBay’s plans for rolling its PayPal purchasing platform into brick and mortar stores, consumers will be able to key the phone number associated with their Serve accounts into a touchpad, then enter a PIN code, to verify a transaction. Other purchase authentication plans are in the works as well. FREE TOOL: CHECK YOUR CREDIT Credit.com’s Credit Report Card Check your credit bureau profile for free with this great tool. See your detailed credit evaluation, expert advice on managing your credit, and unlimited free updates every 30 days. Get Started Here